Being Broke at Christmas....

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Some roses for you, because if you're here, maybe you need a smile. Christmas is tough if you're broke.

No, hang on, it's tough all the time if you're broke, but particularly so, at Christmas.

Everyone else is kicking up their heels and all you can do is worry about how to pay the rent or put food on the table.

First of all, take the pressure off yourself. Have you made arrangements with anyone you owe money to?

Have you had an honest conversation with your family about what you can and can't afford? Kids, parents, siblings, partners, can all be counted upon to be more sympathetic, if they know what's really going on. This is NOT the time to put your head in the sand and your credit card and credit rating on the line.

The older I get, the more I believe that the things that matter are people, not things. Make people your priority this Christmas, not shopping, or food, or glittering decorations. Gosh, I shop all the time on-line and never actually buy anything. Indulge in a bit of window shopping on-line this year. Print out pictures of all the things you'd buy your loved ones if money was no object.

And then, do this.

Sit down, pen in hand and paper on the desk or table and write them a letter. And I do mean HAND write. It'll mean more to them.

When was the last time you wrote a heartfelt letter to those that are important to you, telling them how much they mean in your life? Sharing a memory of a particularly happy moment, or a time when they made you so proud you could almost burst?

When was the last time you spent an hour with one of your kids or your Mum or Dad, or brother or sister or your partner, just them and you, listening to them, taking an interest in their world without thinking about what you're going to say when they stop talking or drifting off and thinking about what you have to do next. Long time, huh?

Make this the year of telling those you love, how much you love them. And to hell with shopping. You won't regret it, I promise.

 
And if you still want to do the whole shebang, challenge yourself to do it for as little expense as possible. More on that in my post here.

...until next time...

...Mimi...